North America B2B Payments Market Size and Share - Outlook Report, Forecast Trends and Growth Analysis (2026-2035)

Key Trends in the Market

B2B payments refer to the exchange of currencies between businesses (a buyer and a supplier) in return of goods or services. Being an inter-commerce transaction, it does not involve a consumer but businesses including corporations, start-ups, retailers, and wholesalers. Based on the agreement between buyer and seller, these payments can be recurring or single transactions. Some of the popular modes of payment include cash, credit cards, digital payment platforms, and others.

• The rapid adoption of digital payments methods among business entities is among the key North America B2B payments market trends. With technological advancements and innovations in the payments industry, digital payments have become more secure and faster when compared to traditional methods.

• Incorporation of new strategies, collaborations between market players, and new product launches further support companies and enterprises to automate operations and integrate digital payment solutions into their systems. The usage of AI and machine learning makes the entire process much more smoother and faster whilst contributing to the business growth.

• Increase in cross-border transactions due to rise in global trade between businesses also widens the scope of B2B payments. Improved data insights and usage of new tools and platforms aid businesses in optimising their performance by keeping a track of their spendings, thereby aiding the North America B2B payments market demand.

Market Segmentation

Market Share by Payment Mode

Despite the growing popularity of digital payments, traditional payments mode still dominate the market due to the familiarity of businesses with this system. As per the North America B2B payments market analysis, a large demographic still relies on bank transfers and usage of cheques due to the years of usage and willingness to follow the norms. Few businesses also prefer to stick to the traditional method to meet legal obligations, as the traditional method align better with the government regulations. Meanwhile, the preference for digital payments is expected to increase significantly in the forecast period due to the speedy transfers and convenience of transactions. Besides, companies are constantly working on making digital payments more secure, lowering the risk of data breaches and counterfeit fraud.

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If you choose to purchase the full report at a later stage, the amount already paid will be adjusted, and you will only need to pay the remaining balance.

Purchase the Regional Overview for USD 1099

If you choose to purchase the full report at a later stage, the amount already paid will be adjusted, and you will only need to pay the remaining balance.

Market Share by Region

The US holds a substantial portion of the North America B2B payments market share due to the presence of advanced and well-established payments infrastructure in the country. The increasing global trade activities and the growing economy of the US also contribute to the market growth. The favourable government policies, improvements in security aspect of digital payments methods, and innovations by market players are likely to provide a boost to the country’s B2B payments ecosystem.

Competitive Landscape

Other market players include Citigroup Inc., Capital One Financial Corp, Mastercard Inc., PayPal Holdings Inc., Visa Inc., Stripe, Inc., and VeriFone, Inc.