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Report Overview

The United Kingdom fintech market size reached USD 11.05 Billion in 2025. The market is expected to grow at a CAGR of 7.05% between 2026 and 2035, reaching USD 21.84 Billion by 2035.

2025

Base Year

2019-2025

Historical Period

2026-2035

Forecast Period

  • The UK's FinTech sector, with 1,600+ firms, is set to double by 2030, as per the International Trade Administration.

  • The FinTech industry adds $13.4 billion (£11 billion) and 76,000+ jobs to the UK, according to the International Trade Administration.

  • In 2020, London drew $4.1 billion, 94% of the UK's FinTech venture capital, indicating its appeal to investors, states Deloitte.

Compound Annual Growth Rate

7.05%

Value in USD Billion

2026-2035


*this image is indicative*

Due to the deployment mode, the United Kingdom fintech market growth benefits from enhanced data control

This entails companies having full authority over their data, which is crucial for safeguarding sensitive financial information. On-site fintech solutions enhance data control, aiding in safeguarding sensitive financial information. They simplify adherence to regulations as data remains under the company's jurisdiction. Customization options are adaptable, and performance can be quicker with reduced latency. Some perceive them as more secure due to direct security oversight.

Cloud-based fintech solutions offer scalability, adjusting resources according to market needs. They are cost-effective, eliminating substantial hardware investments with pay-as-you-go models. Accessible globally, they support remote work. Cloud providers manage updates, alleviating the IT team's burden. Furthermore, they offer robust disaster recovery through data redundancy and backups.

In August 2023, the UK introduced a £1 billion Fintech Growth Fund to enhance its global FinTech investment standing. Supported by industry giants like Mastercard and Barclays, the fund aims to assist growth-stage FinTech companies, addressing concerns about UK FinTech obstacles and promoting local listings.

Market Segmentation

United Kingdom Fintech Market Report and Forecast 2026-2035 offers a detailed analysis of the market based on the following segments:

Market Breakup by Deployment Mode

  • On-Premises
  • Cloud

Market Breakup by Technology

  • Artificial Intelligence
  • Application Programming Interface (API)
  • Robotic Process Automation
  • Data Analytics
  • Others

Market Breakup by Application

  • Payments and Fund Transfers
  • Loans
  • Insurance and Personal Finance
  • Wealth Management
  • Others

Market Breakup by Region

  • England
  • Wales
  • Scotland
  • Northern Ireland

Competitive Landscape

  • Revolut Ltd.  
  • Monzo Bank Limited 
  • Wise Plc  
  • Paymentsense Limited
  • Starling Bank Limited
  • JPMorgan Chase & Co. (Nutmeg) 
  • Soldo Software Ltd.  
  • Digital Moneybox Limited 
  • OakNorth Bank Plc   
  • SumUp Payments Limited
  • Others

View Our Regional Reports

United States Fintech Market

Brazil Fintech Market

Vietnam Fintech Market

France Fintech Market

Germany Fintech Market

Fintech Market

China Fintech Market

Australia Fintech Market

Saudi Arabia Fintech Market

*While we strive to always give you current and accurate information, the numbers depicted on the website are indicative and may differ from the actual numbers in the main report. At Expert Market Research, we aim to bring you the latest insights and trends in the market. Using our analyses and forecasts, stakeholders can understand the market dynamics, navigate challenges, and capitalize on opportunities to make data-driven strategic decisions.*

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Key Questions Answered in the Report

The market was valued at USD 11.05 Billion in 2025.

The market is projected to grow at a CAGR of 7.05% between 2026 and 2035.

The revenue generated from the fintech market is expected to reach USD 21.84 Billion in 2035.

The fintech market is categorised according to the deployment mode, which includes on-premises and cloud. 

The fintech market key players are Exxon Mobil Corporation, Shell Plc, Chevron Corp., BP Plc, TotalEnergies SE, Eni S.p.A and Valero Energy Corporation among others.

Based on the application, the market is divided into payments and fund transfers, loans, insurance and personal finance, wealth management and others. 

The market is broken down into England, Wales, Scotland, and Northern Ireland.

Report Summary

Explore our key highlights of the report and gain a concise overview of key findings, trends, and actionable insights that will empower your strategic decisions.

Key Highlights of the Report

Please note that the figures mentioned in the description serve as estimates and may vary from the actual figures presented in the final report.

REPORT FEATURES DETAILS
Base Year 2025
Historical Period 2019-2025
Forecast Period 2026-2035
Scope of the Report

Historical and Forecast Trends, Industry Drivers and Constraints, Historical and Forecast Market Analysis by Segment:

  • Deployment Mode
  • Technology
  • Application
  • Region
Breakup by Deployment Mode
  • On-Premises
  • Cloud
Breakup by Technology 
  • Artificial Intelligence
  • Application Programming Interface (API)
  • Robotic Process Automation
  • Data Analytics
  • Others
Breakup by Application
  • Payments and Fund Transfer
  • Loans
  • Insurance and Personal Finance
  • Wealth Management
  • Others
Breakup by Region
  • England
  • Wales
  • Scotland
  • Northern Ireland
Market Dynamics
  • SWOT Analysis
  • Porter's Five Forces Analysis
  • Key Indicators for Demand
  • Key Indicators for Price
Competitive Landscape
  • Market Structure
  • Company Profiles
    • Company Overview
    • Product Portfolio
    • Demographic Reach and Achievements
    • Certifications
Companies Covered
  • Revolut Ltd.  
  • Monzo Bank Limited 
  • Wise Plc  
  • Paymentsense Limited
  • Starling Bank Limited
  • JPMorgan Chase & Co. (Nutmeg) 
  • Soldo Software Ltd.  
  • Digital Moneybox Limited 
  • OakNorth Bank Plc   
  • SumUp Payments Limited
  • Others

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